Payment services
for holding companies

You need support from a payments provider with specific experience with corporate groups. With a FINCI multi-currency business account you can transfer funds smoothly between your companies and trade efficiently with the world.

Open an account
Payment Services for Holding Companies

Global payments with precision

Payment Services for Holding Companies

Holding companies are complex international businesses that require extra levels of support. But you don’t always get that from banks. With an expert compliance team and your own dedicated account manager, we give you that extra attention. So you will always make fast and secure payments between your subsidiaries and with third party suppliers – all while saving on currency fees.

Payment networks for business

  • Connect to over 11,000 financial institutions in 50+ countries

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  • Send and receive euros across 36 European countries

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  • Make instant blockchain-powered global payments

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Make global
payments

From one multi-currency business dashboard, you can send and receive payments in GBP, PLN, USD and EUR. Additionally, you have the option of making instant global payouts to a wide range of other currencies from your EUR account. With a suite of payment networks available, including SWIFT, SEPA, and SEPA Instant, your funds always get to their destination quickly and securely – just like the crucial parts and materials you need for on-time production.

Learn more  about instant global payouts
Make Global Payments

Pay instantly with RippleNet

Ripple Net

Payments need to flow quickly between your companies, and there’s nothing faster than instant. With blockchain-powered payments via Ripplenet, you can now make instant global payouts to currencies around the world. Trade with a specific region and want instant payments to that currency? Then please download this form and email to [email protected]. We’ll try to tailor a solution for you.

Fill out the form

Get an account manager

Get Support for your Business

Payments across borders and between the groups in a conglomerate can get complicated. So you need support from a payments provider that goes beyond apps and chatbots. You need quality human support. That’s why you get a dedicated account manager, someone that knows your industry, your business and your specific commercial needs. 

Gain control with user profiles.

Ripple Net

Not everyone in your organisation needs the same access to your business account. To improve your internal risk management and gain more control, you can set different user profiles. With four types to choose from, you can assign different permission levels to allow your employees to perform different tasks.

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Your holding business can rely on FINCI payments.

  • Save money on
    FX fees

    With subsidiaries in different countries, you’re transferring funds across borders all the time. Whether you’re paying invoices, tax bills, or simply your employees around the world, currency conversion costs quickly add up. With a multi-currency account, you can minimise these fees, and better manage your cash flow as it moves around the globe.

  • Gain compliance
    expertise

    Complex international corporate structures get the attention of regulators more than your average business. So you need an extra level of support from compliance. From AML to KYC to international sanctions, our expert compliance officers, with specialist experience with holding companies, will guide you smoothly through the compliance process. 

Payment Services for Holding Companies

Building long-term stable relationships

We’re selective about the companies we work with because we give our business customers an extra level of service and care. Instead of serving millions of customers, we prefer to deliver exceptional service to those larger businesses that need more hands-on support. And as a result, we build rock-solid, long-term relationships with our clients.

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  • Complex businesses

    Our payments experts, with experience in holding, really take the time to understand your business and meet your specific needs.

  • EU, Asia and USA

    We provide seamless global payments, with direct SWIFT payment details to the EU, Turkey, UAE, Singapore, Hong Kong and the USA, etc.

  • Higher turnover

    Experienced processing high-value, high-volume payments, we’re experts at serving larger companies turning over €500K to €50 million per month.

Make payments and track expenses at your desk or
on the go

Quickly and securely manage your business finances all within one app, wherever you are and whatever you’re doing.

  • Finci Internetbank
  • Finci Mobile App
  • Finci Business Debit Card

Choose your business plan

Choose your business plan

Small

€50 000 monthly incoming turnover

€5 /mo

Get started

Medium

€250 000 monthly incoming turnover

€20 /mo

Get started

Enterprise

€550 000 monthly incoming turnover

€45 /mo

Get started

Enterprise+

Individual custom limit

€120 /mo

Get started
The first verification of Client’s documents
Account Opening
Unlimited multicurrency accounts
Free payments between FINCI accounts
International payments in foreign currencies
Free digital payment cards
Priority Customer Service
10 EUR
5 EUR
available
available
available
available
available
25 EUR
15 EUR
available
available
available
available
unavailable
100 EUR
50 EUR
available
available
available
available
available
1000 EUR
120 EUR
available
available
available
available
available

Privacy and protection

Funds in your FINCI account are held safely and securely. As a regulated entity we are obliged to follow the strictest security practices. But on top of that, we have made additional investments to ensure that security of your funds and data is always our top priority.

Learn about security
Finci Security

Open a multi-currency account in hours

Our fastest time to open a business account is just 82 minutes. But that’s a record. It could take anywhere from a couple of hours to a couple of days.

How to Open a Business Account

Common Questions Common Questions

  • How do I open a FINCI business account?

  • How long does it take to open a business account? 

  • Is there a faster way to open an account?

  • Can I maintain multiple currencies in my business account?

  • What’s the benefit of a multi-currency account to a parent company?

  • Which payment networks do you provide access to?

  • How do these payment networks help my holding company?

  • Do you offer debit cards for our employees?

  • How can I request and manage payment cards for my team?

  • Are there any spending limits or controls for employee cards?

  • How does an account manager help my holding company?

  • How can I get in touch with my account manager?

  • Is FINCI licensed?

  • How do I know my funds are secure?

  • Can you provide details about data privacy and compliance policies?

  • Do you charge any fees for opening a business account?

  • Can we connect to your API?

  • Can I add additional users for the account?

Business services for a better business

  • FINCI Escrow account

    Escrow accounts

    It’s easy to open a  escrow account to securely and efficiently complete one-off large value transactions. Perfect for protecting buyer and seller during large capital purchases in the aviation industry.

    Learn more
  • Temporary Account

    Temporary accounts

    Open a temporary business account, without going through the full verification process. This allows you to deposit the required capital and complete the company formation process. It’s then easy to upgrade to a full business account.

    Learn more
  • Instant Global Pay-outs

    Instant Global Pay-outs.

    Waiting days to send money across borders is a competitive disadvantage. With FINCI, you can send money instantly from Euro to multiple currencies, making it easier than ever to pay your suppliers, employees, and partners around the world. 

    Learn more
  • FINCI Debit Cards

    FINCI Debit Cards.

    We offer a range of Mastercard-powered physical and digital debit cards when you open any FINCI account. Quickly connect to Apple and Google Pay for fast and secure payments. And easily manage your cards from within the Android or iOS app. 

    Learn more
  • Swift Global Payments

    SWIFT global payments.

    Securely send payments anywhere on the planet with SWIFT. You’ll enjoy reliable, transparent and traceable payments in a network that covers 11,000 member institutions in over 50+ regions. It’s the payment network the world relies on. 

    Learn more
  • SEPA and SEPA Instant payments in seconds

    SEPA European payments.

    With SEPA you can securely transfer large sums across 36 European countries. And with SEPA Instant you can do that in just 10 seconds. You’ll do business faster and ensure you pay suppliers and partners on time, every time.

    Learn more
  • Finci Mobile App

    Android and iOS mobile app.

    With the FINCI mobile app available to Android and iOS users you can quickly manage your money and get on with your day. Send money to friends, pay bills, track spending, and freeze cards all with a few taps.

    Learn more

Get your tailored business account

Please fill out this short form and your account manager will start preparing a business account tailored to your needs.

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* required fields
Select your monthly turnover up to*
* required fields

Thank you. Your details were submitted successfully.

A dedicated account manager will review your request and get in touch to discuss next steps. Meanwhile, to kickstart the business onboarding process, ensure that someone authorized to act on behalf of your company opens a personal account using the FINCI app (iOS or Android). Simply follow the on-screen instructions, which only take a couple of minutes.

Something went wrong. Please try again.

Business account opening in 3 simple steps.

  1. STEP 1

    Create a free personal account via the app.

  2. STEP 2

    Log in to the online bank via desktop

  3. STEP 3

    Proceed with business account opening

Scan QR code
to start

Business account opening in 3 simple steps.

  1. STEP 1

    Create a free personal account via the app.

  2. STEP 2

    Log in to the online bank via desktop

  3. STEP 3

    Proceed with business account opening

Scan QR code
to start