Business accounts tailored to you tailored to you

  • Flexible payment services perfect for complex and unconventional businesses
  • Personalised support from experts that know your company and industry
Open a business account

Do business better across borders

Multi-currency business account

Multi-currency business account

With a FINCI business account you can trade and expand overseas with ease. Send and receive funds in multiple currencies – including GBP, PLN, USD and EUR – all from one dashboard. You’ll love the convenience, just as much as you’ll love avoiding those expensive fees. 

Multi-currency account

Payment networks for business

  • Connect to over 11,000 financial institutions in 50+ countries

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  • Send and receive euros across 36 European countries

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  • Make instant blockchain-powered global payments

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Trade faster with
instant payouts

Business customers can now make high-value international transfers in seconds – instantly paying suppliers, employees and partners in other countries.

  • 300K+ Users connected to RippleNet globally 
See how instant payments work

Gain control with user profiles.

Multi-currency business account

Not everyone in your organisation needs the same access to your business account. To improve your internal risk management and gain more control, you can set different user profiles. With four types to choose from, you can assign different permission levels to allow your employees to perform different tasks.

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What do our business customers say?

  • Fast, reliable and secure payments
“We have been providing corporate, accounting and legal services to clients around the world for nearly 30 years. So we need to receive clients payments – as well as pay our staff and suppliers – from across Europe and beyond. FINCI have been great, they’ve given us a fast and secure way to send and receive funds. As well as that they’ve delivered on their promise of top quality customer service – we feel very much at home.”
  • Bridging the brexit divide for UK customers.
“Treastone is a London-based mobile game and app developer. We needed a payments partner that could meet our specific needs. That included providing us with a European IBAN so we could make SEPA payments. While also allowing us to receive funds via CHAPS from UK customers. FINCI was the perfect solution. They offer a range of payment services that tick all our boxes, plus they were able to issue cards for our teams. It’s a cracking service that’s especially a good fit for complex and challenging business structures.”
  • Complex businesses need flexible payment services
"We would like to express our gratitude for effective work and overcoming difficulties in the past 2 years. We highly appreciate our cooperation and look forward to further mutually beneficial and prosperous business."

Our global
partners trust us

Become a partner

Easily manage your finances on the go, or at your desk.

Quickly and securely manage your business finances all within one app, wherever you are and whatever you’re doing.

  • internetbank
  • mobile app
  • debit cards

Choose your business plan

Choose your business plan


€50 000 monthly incoming turnover

€ 5 /mo

Get started


€250 000 monthly incoming turnover

€ 20 /mo

Get started


€500 000 monthly incoming turnover

€ 45 /mo

Get started


Individual custom limit

€ 120 /mo

Get started
The first verification of Client’s documents
Account Opening
Unlimited multicurrency accounts
Free payments between FINCI accounts
International payments in foreign currencies
Free digital payment cards
Priority Customer Service
10 EUR
25 EUR
15 EUR
100 EUR
50 EUR
1000 EUR
120 EUR

Serving smart businesses across the globe Serving smart businesses across the globe

cross-border payments

Cross-border payments with are 8x times cheaper than with a bank.

rely on FINCI.

San Marino
Vatican City State
Czech Republic
United Kingdom

It’s easy to open a business account online

Watch this quick video to see how it’s done

open finci business account

Common Questions Common Questions

  • How long does it take to open a business account? 

  • What documentation is required to open a business account?

  • Do business customers get priority support?

  • Can I open a FINCI business account in my country?

  • Can I open a FINCI Business account if I live outside the Eurozone?

  • How do I know FINCI is secure?

  • How do I make sure my card works when our teams are travelling?

  • What are the card spending limits for Point of Sale (POS) transactions?

  • What are the card spending limits for online purchases?

  • What’s the limit for ATM cash withdrawals?

  • Can I increase or decrease my card spending limits?

Get more useful business services

  • Multi-currency business account

    Multi-currency business account.

    Easily trade with the world with a multi-currency business account. Transact in GBP, PLN, USD and EUR from one dashboard to avoid painful conversion fees, improve cash flow and make global trade more efficient.

    Learn more
  • Instant Global Pay-outs

    Instant Global Pay-outs.

    Waiting days to send money across borders is a competitive disadvantage. With FINCI, you can send money instantly from Euro to multiple currencies, making it easier than ever to pay your suppliers, employees, and partners around the world.

    Learn more
  • SWIFT global payments

    SWIFT global payments.

    Securely send payments anywhere on the planet with SWIFT. You’ll enjoy reliable, transparent and traceable payments in a network that covers 11,000 member institutions in over 200 regions. It’s the payment network the world relies on. 

    Learn more
  • SEPA European payments

    SEPA European payments.

    With SEPA you can securely transfer large sums across 36 European countries. And with SEPA Instant you can do that in just 10 seconds. You’ll do business faster and ensure you pay suppliers and partners on time, every time. 

    Learn more
  • FINCI Debit Cards

    FINCI Debit Cards.

    We offer a range of Mastercard-powered physical and digital debit cards when you open any FINCI account. Quickly connect to Apple and Google Pay for fast and secure payments. And easily manage your cards from within the Android or iOS app. 

    Learn more
  • Android and iOS mobile app

    Android and iOS mobile app.

    With the FINCI mobile app available to Android and iOS users you can quickly manage your money and get on with your day. Send money to friends, pay bills, track spending, and freeze cards all with a few taps.

    Learn more
  • Co-Branded Debit Cards

    Co-Branded Debit Cards.

    You can now give your customers a co-branded debit card that makes it easy to spend their crypto funds. Just like with a normal debit card, they can buy online or in-store, wherever Mastercard is accepted. So they can grab a coffee, pay for lunch...

    Learn more

Get your tailored business account

Please fill out this short form and your account manager will start preparing a business account tailored to your needs.

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Thank you. Your details were submitted successfully.

A dedicated account manager will review your request and get in touch to discuss next steps. Meanwhile, to kickstart the business onboarding process, ensure that someone authorized to act on behalf of your company opens a personal account using the FINCI app (iOS or Android). Simply follow the on-screen instructions, which only take a couple of minutes.

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Business account opening in 3 simple steps.

  1. STEP 1

    Create a free personal account via the app.

  2. STEP 2

    Log in to the online bank via desktop

  3. STEP 3

    Proceed with business account opening

Scan QR code
to start

Business account opening in 3 simple steps.

  1. STEP 1

    Create a free personal account via the app.

  2. STEP 2

    Log in to the online bank via desktop

  3. STEP 3

    Proceed with business account opening

Scan QR code
to start