Do business
with the green light on.

Slow cross-border payments are like red lights for your business. Trade faster with instant global payouts and give your growth the green light.

Send instant payments

Faster payments. Better business.

Multi-Currency Payments

Today, business moves faster than ever before. And you’re competing with an entire planet. So waiting days or even hours to send money across borders can leave you at a serious disadvantage. With FINCI, you can send money instantly from Euro to multiple currencies, making it easier than ever to pay your suppliers, employees, and partners around the world.

Coming soon

  • AED
  • BRL
  • CZK
  • DKK
  • HKD
  • MYR
  • NOK
  • SEK
  • SGD
  • ZAR

Benefits of On-Demand Liquidity

  • Make payments more efficient

    International payments via traditional banking channels can be painfully slow. FINCI uses On-Demand Liquidity, allowing your business to send and receive payments instantly.

  • Reduce fees and conversion costs

    Doing business across borders can be expensive. Using On-Demand Liquidity technology can significantly lower the costs, helping you to save money on fees and other expenses.

  • Improve how your cash flows

    With On-Demand Liquidity, you can access working capital otherwise tied up in delayed payments, allowing you to more wisely invest in opportunities and grow your business.

  • Make payments more reliable

    The more steps between payer and payee, the higher the risk of errors and delays. By removing intermediaries, On-Demand Liquidity offers you safer, more reliable payments.

Get your tailored business account

Please fill out this short form and your account manager will start preparing a business account tailored to your needs.

  • 1
  • 2
* required fields
Select your monthly turnover up to*
* required fields

Thank you. Your details were submitted successfully.

A dedicated account manager will review your request and get in touch to discuss next steps. Meanwhile, to kickstart the business onboarding process, ensure that someone authorized to act on behalf of your company opens a personal account using the FINCI app (iOS or Android). Simply follow the on-screen instructions, which only take a couple of minutes.

Something went wrong. Please try again.

Sending Money from EUR to INR

Sending money from Euro to INR is like a cleanly hit six in cricket. Your payment flies quickly and effortlessly over the boundary.

Send Money from EUR to GBP

You can share a great business idea with a colleague at the speed of sound. And now you can send money from Euro to GBP at the speed of light.

Send Money from EUR to MXN

It’s easy to send money from Euro to MXN in seconds. So doing business with the other side of the world has never felt more local.

Faster and more secure

Cross-border Payments

RippleNet’s On-Demand Liquidity (ODL) technology uses a digital asset, called XRP, to create more frictionless cross-border payments. It eliminates the need for traditional intermediaries, reducing delays and errors. Plus, advanced security protocols minimise risk, and prevent fraud – making your international payments more secure.

How does it work so fast?

ODL technology allows us to move your money in seconds. The sender's Euros are converted into XRP, then sent to an exchange in the destination country where it’s sold for the local currency. The local currency is then sent to the recipient's bank account. And it all happens in the blink of an eye.

Process takes seconds

Lithuanian Fintech Innovator of the Year 2023

Go faster if you want to aim higher

Need to make faster Euro payouts? A FINCI business account makes it effortless to send payments quickly and securely around the world. Reach out today and our payments experts will help you simplify and speed up your cross-border payouts.

[email protected]

Common Questions Common Questions

  • What are instant global payouts?

  • Which countries can I send instant Euro payments to?

  • What happens if there’s a problem with my transaction?

  • Am I eligible to use FINCI’s instant payment service?

  • Can I monitor the status of my instant payment?

Get more useful FINCI services

  • SWIFT Payments

    SWIFT global payments.

    Securely send payments anywhere on the planet with SWIFT. You’ll enjoy reliable, transparent and traceable payments in a network that covers 11,000 member institutions in over 200 regions. It’s the payment network the world relies on.

    Learn more
  • BIN sponsorship with FINCI

    FINCI BIN sponsorship.

    Launch your own branded payment cards with our BIN sponsorship. As a principal member of Mastercard, we’ll help you get your BIN and build a scalable card programme, so you can launch new services, attract new customers, and grow your revenues.

    Learn more
  • Co-Branded Debit Cards

    Co-branded debit cards.

    Specialising in crypto and lending companies, we make it easy for you to offer co-branded debit cards to your customers. We handle the technical, legal and operational details, so your customers can easily spend their crypto funds or loans on everyday purchases.

    Learn more
  • Finci Mobile App

    Android and iOS mobile app.

    With the FINCI mobile app available to Android and iOS users you can quickly manage your money and get on with your day. Send money to friends, pay bills, track spending, and freeze cards all with a few taps.

    Learn more
  • Multi-currency IBAN account

    Multi-currency business account.

    Easily trade with the world with a multi-currency business account. Transact in GBP, PLN, USD and EUR from one dashboard to avoid painful conversion fees, improve cash flow and make global trade more efficient.

    Learn more
  • FINCI Debit Cards

    FINCI Debit Cards.

    We offer a range of Mastercard-powered physical and digital debit cards when you open any FINCI account. Quickly connect to Apple and Google Pay for fast and secure payments. And easily manage your cards from within the Android or iOS app. 

    Learn more
  • FINCI Escrow account

    Escrow account protection.

    Open a temporary escrow account to securely and efficiently complete one-off high-value transactions – it’s the smart way to reduce risk and protect both parties. Open an escrow account online in less than 24 hours with our express service.

    Learn more

Get your tailored business account

Please fill out this short form and your account manager will start preparing a business account tailored to your needs.

  • 1
  • 2
* required fields
Select your monthly turnover up to*
* required fields

Thank you. Your details were submitted successfully.

A dedicated account manager will review your request and get in touch to discuss next steps. Meanwhile, to kickstart the business onboarding process, ensure that someone authorized to act on behalf of your company opens a personal account using the FINCI app (iOS or Android). Simply follow the on-screen instructions, which only take a couple of minutes.

Something went wrong. Please try again.

Business account opening in 3 simple steps.

  1. STEP 1

    Create a free personal account via the app.

  2. STEP 2

    Log in to the online bank via desktop

  3. STEP 3

    Proceed with business account opening

Scan QR code
to start

Business account opening in 3 simple steps.

  1. STEP 1

    Create a free personal account via the app.

  2. STEP 2

    Log in to the online bank via desktop

  3. STEP 3

    Proceed with business account opening

Scan QR code
to start

Dear Client, due to the Easter holidays, all money transfers will not be processed from 29.03.2024 until 01.04.2024, except for SEPA Instant transfers. Recipients will receive these transfers on the next working day, April 2nd. Please arrange any necessary payments in advance. Kindly note that our support team will also be unavailable from 30.03.2024 until 01.04.2024. Your FINCI