Your finances. In
your pocket.

You’re busy with life. That’s why our easy-to-use app is designed to get out of your way, so you can quickly manage your money and get on with your day.

Download Finci App
Open an account
  • Finci Mobile App

    Easily open a new account within the app – it takes just 5 minutes.

  • Finci Mobile App

    Send money and pay bills. Track income and savings. And download XML, PDF Statements.

  • Finci Mobile App

    Manage your cards in the app. Quickly freeze, unfreeze, or cancel your debit cards.

Open an account before your coffee gets cold.

In the past, opening an account used to be difficult. You had to visit a bank and fill out endless paperwork. Now you can do it completely online in just 5 minutes (we’re one of the fastest in Europe for this).

Finci Mobile AppFinci Mobile App

Note: In order to open an account, you’ll need to have an existing EU residency, passport, or business presence in the EU.

How to open account?

Watch our videos with instructions of how to open FINCI account for personal or business

How to Open a Personal Account
How to Open a Business Account


Spend money.
Send money.

Receive Money

Buy goods or pay bills. Pay a friend back for dinner. Or send money to family, wherever they are in the world. It all happens without a second thought.

  • Start spending immediately online or in-store with a FINCI digital card.
  • Easily make payments to over 200 countries and territories worldwide.
  • Get a free Mastercard powered digital debit card.

Your account.
And only yours.

Make Payments

With two-factor authentication and sophisticated data encryption, we make sure it's only you accessing your account, and only you spending your money.

  • Securely access your account with face and fingerprint biometric identification.
  • Stay safe online with advanced fraud prevention technology, 3D SecureCode 2.2.
  • Easily freeze, unfreeze, or cancel your debit card, if it's lost or stolen.
Finci Customer Support

Need help?
Get it in-app.

Need help with a transaction? Got an important question? Prefer to speak with a human rather than a chat bot? Then our friendly support team is here to help you in four languages – right in the app, right in your pocket.

Support available from 09:00–18:00 (GMT+3) Monday to Friday.

Learn more

Apple Pay & Google Pay

Connect to Google.
And Pay.

Google Pay is a faster, easier and safer way to pay. You can add your FINCI digital card to Google Pay straight away (you get this card as soon as you open your account). So there’s no need to wait for your physical card. Simply go to card settings in the app and tap “add to Google Pay”.

Tell me about Google Pay
Google Pay

Apple Pay. 
Pay (without thinking)

Don’t waste time thinking about paying, just pay. Apple Pay is the easy and secure way to pay with your FINCI account. Use it in-app, on websites, and wherever they accept contactless payments. And it’s already on your device, so no need to download. 

Tell me about Apple Pay
Apple Pay
Add Finci Debit Card to App

Got a FINCI debit card already?
Link it now in 2 steps.

If you've received a physical FINCI debit card during an event, or as a gift, link it to your account following these steps.

  1. Open Finci App

    Open your FINCI app

    Select the “Got a card already” box on the home screen. Or click “...” and select the same option.

  2. Add Card Details

    Add your card details

    • 16-digit card number
    • Then the expiry date
    • And the CVC code
  3. Done

    That’s it! You’re done.

    Your physical card is now linked to your account. Easy, right?

Common Questions Common Questions

  • How do I open a FINCI personal account?

  • Does it cost me to open a personal account?

  • What is a TIN (Tax Identification Number)?

  • Can I get a basic card for free?

More FINCI business services

  • Finci Debit Cards

    FINCI debit cards.

    We offer a range of Mastercard-powered physical and digital debit cards when you open any FINCI account. Quickly connect to Apple and Google Pay for fast and secure payments. And easily manage your cards from within the Android or iOS app.

    Learn more
  • Multi-currency Account

    Multi-currency business account.

    Easily trade with the world with a multi-currency business account. Transact in GBP, PLN, USD and EUR from one dashboard to avoid painful conversion fees, improve cash flow and make global trade more efficient.

    Learn more
  • FINCI Escrow account

    Escrow account protection.

    Open a temporary escrow account to securely and efficiently complete one-off high-value transactions – it’s the smart way to reduce risk and protect both parties. Open an escrow account online in less than 24 hours with our express service.

    Learn more
  • SEPA and SEPA Instant payments in seconds

    SEPA European payments.

    With SEPA you can securely transfer large sums across 36 European countries. And with SEPA Instant you can do that in just 10 seconds. You’ll do business faster and ensure you pay suppliers and partners on time, every time.

    Learn more
  • Connect to Google and Pay

    Connect to Google Pay.

    Leave your wallet at home and pay with Google Pay. It’s the fast, easy and secure way to pay in-apps, on websites, and wherever they accept contactless payments. Just grab your phone and go. Add your digital debit card and start using it immediately.

    Learn more
  • Make life easier with Apple Pay

    Connect to Apple Pay.

    Whatever you need to pay for – whether that’s your taxi, your coffee, or your food delivery – you can do so in seconds without thinking. Apple Pay is the fast, easy and secure way to pay for goods and services online and in real life.

    Learn more
  • Instant Global Pay-outs

    Instant global payouts.

    Waiting days to send money across borders is a competitive disadvantage. With FINCI, you can send money instantly from Euro to multiple currencies, making it easier than ever to pay your suppliers, employees, and partners around the world.

    Learn more

Get your tailored business account

Please fill out this short form and your account manager will start preparing a business account tailored to your needs.

  • 1
  • 2
* required fields
Select your monthly turnover up to*
* required fields

Thank you. Your details were submitted successfully.

A dedicated account manager will review your request and get in touch to discuss next steps. Meanwhile, to kickstart the business onboarding process, ensure that someone authorized to act on behalf of your company opens a personal account using the FINCI app (iOS or Android). Simply follow the on-screen instructions, which only take a couple of minutes.

Something went wrong. Please try again.

Business account opening in 3 simple steps.

  1. STEP 1

    Create a free personal account via the app.

  2. STEP 2

    Log in to the online bank via desktop

  3. STEP 3

    Proceed with business account opening

Scan QR code
to start

Business account opening in 3 simple steps.

  1. STEP 1

    Create a free personal account via the app.

  2. STEP 2

    Log in to the online bank via desktop

  3. STEP 3

    Proceed with business account opening

Scan QR code
to start