Kainos

Kainos (EN)

Fees for natural persons

1. Account
Service Basic account 1 Premium account 2
Account opening Free of charge Free of charge
Monthly account maintenance fee Free of charge 2.50 EUR
Non-active account maintenance fee 3 5 EUR per month 5 EUR per month
Closing account maintenance fee 0.50% per month from the amount on the account 0.50% per month from the amount on the account
Account closing Free of charge Free of charge
Account statement from closed account 5 EUR 5 EUR
Reference letter in paper format 4 15 EUR 15 EUR
2. Payments
Payments between FINCI accounts Free of charge Free of charge
SEPA outgoing payment 0.20 EUR First 5 payments are free of charge; every next payment - 0.20 EUR
SEPA incoming payment Free of charge Free of charge
Cancellation of external outgoing payment 20 EUR 20 EUR
Financial payment investigation 20 EUR 20 EUR

1 Basic Account - the account category assigned to the Client that is a natural person and which is subject to a different pricing than Premium account category.

2 Premium Account – the account category assigned to the Client that is a natural person at the Client's choice which is subject to a different pricing than Basic Account.

3 Non-active account - the Client account that didn’t have any outgoing transfers in the consecutive 6 months period.

4 Postal expenses to be paid separately.

Fees for legal persons

1. Account
Service Small account 5 Medium account 6 Enterprise account 7
Account opening 10 EUR 25 EUR 100 EUR
Monthly account maintenance fee 5 EUR per month 10 EUR per month 25 EUR per month
Monthly non-active account maintenance fee 8 10 EUR per month 25 EUR per month 100 EUR per month
Closing account maintenance fee 0.50% per month from the amount on the account 0.50% per month from the amount on the account 0.50% per month from the amount on the account
Account closing 10 EUR 25 EUR 100 EUR
Account statement from closed account 10 EUR 10 EUR 10 EUR
Reference letter in paper format 25 EUR 25 EUR 25 EUR
2. Payments
Payments between FINCI accounts Free of charge Free of charge Free of charge
SEPA outgoing payment 0.20 EUR 0.50 EUR 5 EUR
SEPA incoming payment Free of charge Free of charge Free of charge

5 Small Business Client – the account category assigned to the Client – legal entity – provided that it will have a monthly cumulative account top-up limit on its account up to 50 000 EUR. This category is subject to a different pricing than Medium Business Client and Enterprise Business Client categories.

6 Medium Business Client – the account category assigned to the Client – legal entity – provided that it will have a monthly cumulative account top-up limit on its account from 50 000 EUR to 250 000 EUR. This category is subject to a different pricing than Small Business Client and Enterprise Business Client categories.

7 Enterprise Business Client - the account category assigned to the Client – legal entity – provided that it will have a monthly cumulative account top-up limit on its account over 250 000 EUR. This category is subject to a different pricing than Small Business Client and Medium Business Client categories.

8 Non-active account - FINCI shall consider that the Client account is non-active in case the client did not perform any outgoing payments for 6 (six) consecutive months.

Cancellation of external outgoing payment 35 EUR 35 EUR 35 EUR
Financial payment investigation 35 EUR 35 EUR 35 EUR